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Michael Nasser

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Cash Rate vs Interest Rate: Demystifying Home Loan Costs

In Australia, the official cash rate and the interest rates on loans and bank accounts are two different things. The official cash rate…

Jul 26, 2023

As of July 2023, the cash rate is at 4.1% which is its highest level since April 2012. Source: AP News

Jul 26, 2023

A First Home Buyer’s Guide On The New Average Home Loan Size in Australia This 2023

Applying for a home loan isn’t a walk in the park for most first home buyers, especially when you’re dealing with low deposit, low income…

Oct 6, 2023

A First Home Buyer’s Guide On The New Average Home Loan Size in Australia This 2023

Oct 6, 2023

Growing Equity in Your Home Through the First Home Buyer Government Scheme (HGS)

Amidst all the buzz about the cash rate and refinancing, another important topic deserves our attention: the Home Guarantee Scheme (HGS)…

Sep 1, 2023

Home equity built over time according to the NHFIC report

Sep 1, 2023

Navigating Mortgage Refinancing Challenges as We Near the End of 2023

Being in the mortgage industry, I know homeowners are constantly advised to do a home loan health check. This is best practice, especially…

Aug 23, 2023

Navigating Mortgage Refinancing Challenges as We Near the End of 2023

Aug 23, 2023

Unravelling the RBA’s Decision: Insights on Home Loans and Refinancing in a Dynamic Market

Last Tuesday, 1st of August, the RBA kept the cash rate target steady at 4.10 per cent for the second consecutive month. While this…

Aug 4, 2023

Unravelling the RBA’s Decision: Insights on Home Loans and Refinancing in a Dynamic Market

Aug 4, 2023

When Can You Refinance A Home Loan?

Refinancing a home loan can be a strategic move for homeowners, offering opportunities to secure lower rates, decrease repayments, or tap…

Aug 2, 2023

Couple discussing refinancing with their trusted mortgage broker

Aug 2, 2023

First Home Owner Grant (FHOG) VIC 2023

Homeownership is a long, challenging, and expensive road, along which you’ll encounter expenses such as stamp duty, land tax, conveyancing…

Jun 16, 2023

A young couple in their new home in VIC

Jun 16, 2023

What is a Property Valuation and How Long Do They Take?

Carrying out a property valuation on your home can help you determine its market value for the purposes of selling, refinancing, or estate…

May 30, 2023

A professional property valuer conducting an assessment of a property

May 30, 2023

5 Affordable Suburbs You Can Buy a Home Under $900,000

With the Australian real estate market taking a hit in 2022 thanks to increasing mortgage rates, buying a house in 2023 is sensible for…

May 24, 2023

A regional residential area

May 24, 2023

Refinancing a Home Loan: 5 Reasons to Consider Refinancing in 2023

If your home loan repayments are becoming unmanageable, refinancing your home loan can relieve financial stress and allow you to…

May 19, 2023

A borrower recomputing home loan repayments

May 19, 2023

Michael Nasser

Michael Nasser

Director & Senior Mortgage Broker at Lendstreet. I love educating people on aspects of the Australian property market and the loan process with tips & insights.

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